Terms of use and data protection

 

Data protection and security

The protection and security of your personal data (hereinafter data) is important to us.

Our website is subject to the legal provisions that apply in relation to data protection, namely the Federal Act on Data Protection (FADP) of 19 June 1992 and, to the EU General Regulation on Data Protection (GDPR).

We would like to inform you about the registered data, as well as about their usefulness and your legal means

Processing of your personal data

Personal data is all information that relates to a specific or identifiable person. These are, for example, first and last names, addresses, e-mail addresses, telephone numbers, sex, language, training of a person. We may be required to process this personal information.

We mean by “processing of your personal data”, any operation, or set of operations, relating to such data, whatever the process used (collection, registration, organization, preservation, adaptation, modification, extraction, consultation , use, communication by transmission broadcast or any other form of provision, reconciliation or interconnection, locking, browsing history or geolocation data,…).

The personal data you enter can be collected and stored for internal use. Your data can also be anonymized.

However, your personal data may also be forwarded to:

  • the (re) insurers, network partners, suppliers, other business partners and their legal representatives;
  • our contractually linked partners and subcontractors;
  • the agents of the persons involved in a claim;
  • the insurance intermediaries and the (re) insurers they deal with;
  • the experts, banks, law firms, consulting firms, our IT providers;
  • other companies in Europe and outside Europe under the same management;
  • as well as to those interested in the subscribed contract;
  • any legal court or authority and especially Finma;
  • buyers or potential buyers of business divisions, the company or sister companies or other parts of Himaya Switzerland;

We undertake to use and protect your data with due diligence and to comply with applicable laws; to this end, we implement, in particular, technical and organizational measures to guarantee a level of security adapted to the risk; however, by agreeing to provide us with your data via our website in particular, we draw your attention to the fact that it may happen, against our will, that data are improperly recorded, lost, erased or come into person hands or program unauthorized computer.

By using and browsing our website, you agree that your data is collected and processed by our company in Switzerland or any other sister company having the same management , even if you visit our website or use our services from a foreign country or if your home is outside from Switzerland.

Purpose of processing your personal data

Your personal data is notably processed for the purpose of:

  • Given you an offer related to the conclusion of an insurance contract;
  • Conclude, manage and execute your insurance contract;
  • Develop statistics
 

Duration of storage of your personal data

We keep your personal data in accordance with legal obligations.

Your rights in relation to the processing of your personal data

In addition to the rights granted by the Federal Act on Data Protection (FADP), we draw your attention to the fact that, in case the European Data Protection General Regulation applies, you have the following rights in particular:

  • Right to information (Article 13 and 14 GDPR);
  • Right to access and correct your data (Article 15 and 16 GDPR);
  • Right to the erasure of your data (article 17 GDPR);
  • Right to portability of data (Article 20 GDPR);
  • Right to communicate a personal data breach (Article 34 GDPR).

For more information about your rights, we invite you to consult the Federal Act on Data Protection Act of 19 June 1992 (FADP) or the General Data Protection Regulation (GDPR) of 27 April 2016, of which you find the internet links above.

 

Person responsible for the processing of your personal data

If you have any questions regarding the processing of your personal data, you can contact our data protection officer at the following address:
By mail:
Mrs. Joelle Jazra Kyrillos
Himaya Switzerland SA
Rue du Valais 18
1202 Geneva

WEBSITE DISCLAIMER

The material and information available on www.himaya-insurance.com are provided without warranties of any kind, either expressed or implied. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, OR COMMUNICATIONS AND NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA ARE MADE.

It is the responsibility of the user of this website to evaluate the accuracy, completeness, reliability and usefulness of any opinions, services or other information provided. All information provided on Himaya Switzerland’s website is under the condition and understanding of it not being interpreted or relied on as legal, accounting, tax, financial, investment, medical, health or other professional advice, or as advice on specific facts or matters.

Himaya Switzerland endeavours to keep the company website, insofar and as long as they are in operation, accessible and free of technical defects. The company is, however, not obliged to do so. Himaya does not guarantee that the website or other published contents are free of harmful components (viruses, worms, or other harmful components).

This website may contain links (URLs) to third-party websites and social networks. The linked websites and their contents are outside Himaya’s sphere of influence. Their accuracy, accessibility and availability are not guaranteed. Himaya reserves the right to adapt or remove links at any time. Any responsibility for the links and the contents of the linked websites and the use of the links and linked contents is rejected; access to and use of such websites are at your own risk.

Himaya Switzerland, authors and publishers exclude (also for their auxiliary persons or sister companies), as far as legally permissible, any liability for any loss or damage of any kind (including direct, indirect or consequential damages) arising for you or third parties, in particular from the access to the website or links, the use or prevented use of the contents or the contents of linked websites as well as from trust in them, as a result of the use of e-mail, abuse, interruptions or disturbances of the connection and as a result of technical defects of any kind.

Should any provision of this disclaimer be or become invalid, the validity of the disclaimer shall, by the way, not be affected thereby. The invalid provision shall be replaced by a valid provision which comes as close as possible to the purpose of the invalid provision. The same applies to any gaps.

COOKIES/TRACKING AND SOCIAL PLUG-INS IN CONNECTION WITH THE USE OF OUR WEBSITE, KESSLERONLINE OR THE NETWORK PARTNER INTERFACE ONLINE PLATFORM: NO PERSONAL DATA IS TRANSMITTED.
 

Google Analytics Cookies

This site uses cookies from Google Analytics. Your navigational data on this site is sent to Google Inc. For more information: https://policies.google.com/privacy#infocollect. We use Google Analytics services on our website to measure and analyze traffic on our website (by means of data that is not traceable to any individual). We do not provide Google Analytics with any personal data. At best, we are able to determine the country or canton/region from which a user is visiting Himaya Switzerland’s website. No conclusions may be drawn about any identifiable natural person.

Himaya Switzerland may use some social media platforms like LinkedIn. However, we do not use any social plug-ins from social or similar networks on our website. The icons of these social media platforms in the footer are simply links to the corresponding platforms. When clicking on the links, no IP addresses or personal data are transmitted to these platforms. The processing of your personal data is the responsibility of these operators on the basis of their respective privacy policy. We do not receive any information about you from any operator.