Find the right corporate insurance
In-depth knowledge in placing credit, political risks, oil and gas insurances...
Credit Insurance
Corporations that trade need to have confidence in the market when trading.
Himaya Switzerland is by Your side to provide You with credit insurance cover that can help you to trade with confidence and explore new markets or products, knowing that your business would be protected against credit risk such as the insolvency of your customers. We can approach several markets to provide you with the best insurance terms that protects your business from losses that may be caused by the failure of a customer to pay.
Political Risks Insurance
Every organization can be exposed to the possibility that a government will take some action that causes it to experience a large financial loss.
We can present to you the best insurance terms that provides comprehensive protection against losses due to political instability.
Political risk insurance is designed to protect businesses operating abroad against the risk of a range of arbitrary government actions, including:
- Confiscation, expropriation, or nationalization.
- Political violence (including terrorism and war).
- Contract frustration due to political events.
- Political Risk Insurance for Contractors
Oil & Gas Insurance
Cyber security Insurance
Vehicle and fleet insurance
Company legal protection insurance
Our Services
- Assisting You in filling the necessary proposal form which is the starting point for preparing the file to be submitted to underwriters
- Approaching the market(s) to get different offers and doing the necessary insurance market exercise through comparing different quotations not only based on their premium but also differentiating between various terms and conditions under each quotation.
- Assisting and providing advices on your rights and obligations throughout the life of the claim from the initial declaration of the claim. We will assist in:
– Managing Your expectations as to what is covered as per policy terms and conditions.
– Following up with insurer(s) on the claim all the way till the claim file is indemnified and/or closed. - Assigning one Account Executive in charge of Your Account from A to Z who acts as a single point of contact
Our Advices
- To deliver on your duty of making a fair presentation of the risk to insurers containing all material circumstances which you know or ought to have known. If you are in doubt as to whether information is material, it is best to disclose it since rarely disclosure will prejudice you, whereas non-disclosure certainly will.
- The disclosure to include:
– Loss history
– Any material fact which is one that is likely to influence the judgment of an insurer when determining whether to provide a business with cover and at what premium. - It is not a matter of premium only; policy terms, conditions and exclusions should count
- To immediately inform your insurance broker of any claim in order to be guided properly
