Himaya Switzerland, a truly independent broker, has an in-depth knowledge in placing the insurances of the below lines by approaching several insurers to provide You with the best insurance terms to insure the following risks:

Medical Insurance:
We will help you to obtain the widest coverage in terms of benefits with minimal exclusions, limitations, sublimits & deductibles on certain benefits.

Personal Accident Insurance:
We will assist in providing a worldwide cover against permanent and some temporary injuries sustained as a result of an accident. Coverage to include compensation in the event of injuries, disability or death caused by violent, accidental, external and visible events.

Travel Insurance:
We will guide you in selecting the best Travel Insurance package tailored to your needs. Travel insurance is available for single trips &/or annual multi trips, and its benefits normally include coverage for trips cancellation or interruption, emergency medical expenses, evacuation & repatriation, loss or delay of baggage, travel delays, accidents and unexpected illness, etc…

Motor Insurance:
With the different types of auto insurance policies available in the market finding the right coverage is often confusing. The most common types of auto insurance include Motor Third Party Liability and Full Comprehensive cover. While a Third-Party insurance only covers you against third-party damages and losses, a comprehensive car insurance will cover for your own damages as well.