Find the right personal insurance
In-depth knowledge in placing insurances for your personal, medical, travel, and motor!
Himaya Switzerland, a truly independent broker, has an in-depth knowledge in placing the insurances of the below lines by approaching several insurers to provide You with the best insurance terms to insure the following risks:
Medical Insurance:
We will help you to obtain the widest coverage in terms of benefits with minimal exclusions, limitations, sublimits & deductibles on certain benefits.
Personal Accident Insurance:
We will assist in providing a worldwide cover against permanent and some temporary injuries sustained as a result of an accident. Coverage to include compensation in the event of injuries, disability or death caused by violent, accidental, external and visible events.
Travel Insurance:
We will guide you in selecting the best Travel Insurance package tailored to your needs. Travel insurance is available for single trips &/or annual multi trips, and its benefits normally include coverage for trips cancellation or interruption, emergency medical expenses, evacuation & repatriation, loss or delay of baggage, travel delays, accidents and unexpected illness, etc…
Motor Insurance:
With the different types of auto insurance policies available in the market finding the right coverage is often confusing. The most common types of auto insurance include Motor Third Party Liability and Full Comprehensive cover. While a Third-Party insurance only covers you against third-party damages and losses, a comprehensive car insurance will cover for your own damages as well.
Our Services
- Starting with a comprehensive, personalized and holistic approach in order to go through the different types of covers that you need
- Assisting You in filling the various insurance proposal forms which is the starting point for preparing the file to be submitted to underwriters
- Advising on the documentation/information normally requested by underwriters
- Approaching several insurers to get various offers and doing the necessary insurance market exercise through comparing different quotations not only based on their premium but also differentiating between various terms and conditions under each quotation. Thanks to our market knowledge and extensive experience in the insurance industry.
- Guiding and advising you in case of claims
- Assigning one Account Executive in charge of Your Account from A to Z who acts as a single point of contact
Our Advices
- To deliver on your duty of replying truthfully and accurately to all the questions of the insurer (s)
- It is not a matter of premium only; policy terms, conditions and exclusions should count
- When there is third party liable protect the rights of recovery of the insurer (s) as per your contractual obligation
- In case of any doubt whether a claim is covered or not, consult your insurance broker which is in the best position to guide you
